How long does mortgage pre-qualification take?

The pre-qualification process is very fast. Once you submit your basic information, you can get a response and your letter in minutes, 100% digitally.

Can I get a mortgage with an ITIN instead of an SSN?

Yes. We offer specialized ITIN mortgage programs. We evaluate your employment history and payment capacity to find the best option.

Can self-employed borrowers qualify for a mortgage?

Yes! Self-employed individuals can qualify through Bank Statement programs or using net income from tax returns over the last two years.

What credit score do I need to buy a house?

Generally a minimum of 620 for conventional programs. FHA loans may allow scores from 580. ITIN and Non-QM programs have different requirements.

What states do you serve?

We are licensed in Texas, Florida (MBR6524), Oklahoma (MB016008), and California (60DBO-186180). Investment property loans available in 30+ states.

Loan Options

Loan Programs

Discover all our financing options and find the one that best suits you.

30+ lenders competing for your loan

Find your program.

Select your profile to explore all available options, requirements, and lenders.

First-Time Buyer

Your first home, with as little as 3.5% down

20 lenders

Self-Employed / 1099

Your bank account is your income proof

18 lenders

ITIN / No SSN

Your life is here. Your home can be too.

12 lenders

Investor / DSCR

The property pays. You own it.

16 lenders

Veteran / Military

Zero down. You earned it.

15 lenders

By Property Type

Every property type — one trusted broker

25 lenders

Which Loan is Right for You?

Answer a few quick questions to discover which loan program matches your situation.

Step 1 of 7

What type of property are you purchasing?

Found the perfect loan?

Take the next step towards your new property. Our team will guide you through the whole process.

Compare mortgage rates by loan type

We offer a variety of mortgage options to fit your financial needs and goals.

30-Year Fixed

15-Year Fixed

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20-Year Fixed

Save on interest

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30-Year FHA

Lower credit profiles

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30-Year VA

For veterans

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Get a personalized rate

Mortgage rates aren't one size fits all. We can give you an estimate based on your unique details.

Get your personalized rate

Loan Program FAQ

Common questions about our loan programs

Ready to Find Your Perfect Loan?

Schedule a consultation with our lending experts to discuss your options.

Loan Programs

Find your program.

Which Loan is Right for You?

What type of property are you purchasing?

Found the perfect loan?

Compare mortgage rates by loan type

30-Year Fixed

15-Year Fixed

20-Year Fixed

30-Year FHA

30-Year VA

Get a personalized rate

Loan Program FAQ

What is the main difference between Conventional and FHA loans?

Can I get a VA loan if I'm retired from the military?

Who qualifies for a USDA loan?

What is a Non-QM loan and who needs one?

Can I switch loan types if my situation changes?

Do all loans require PMI?

Ready to Find Your Perfect Loan?