Bank Statement Income Calculator
For self-employed borrowers qualifying through bank statements (Non-QM). Enter 12 or 24 months of total deposits.
Statement Period
Account Type
$
%
0%90%
Enter total deposits to see results.
Help & Guidance
Frequently Asked Questions
Everything you need to know about this income type and how lenders evaluate it.
Warning Signs
Red Flags & Common Problems
These situations can complicate or prevent mortgage qualification. Know them in advance to avoid surprises.
⚠ Estimates only. Not a loan commitment.