How long does mortgage pre-qualification take?

The pre-qualification process is very fast. Once you submit your basic information, you can get a response and your letter in minutes, 100% digitally.

Can I get a mortgage with an ITIN instead of an SSN?

Yes. We offer specialized ITIN mortgage programs. We evaluate your employment history and payment capacity to find the best option.

Can self-employed borrowers qualify for a mortgage?

Yes! Self-employed individuals can qualify through Bank Statement programs or using net income from tax returns over the last two years.

What credit score do I need to buy a house?

Generally a minimum of 620 for conventional programs. FHA loans may allow scores from 580. ITIN and Non-QM programs have different requirements.

What states do you serve?

We are licensed in Texas, Florida (MBR6524), Oklahoma (MB016008), and California (60DBO-186180). Investment property loans available in 30+ states.

The Trusty Lender

The Trusty Lender manages 3 data types including mortgage rates. Helps you organize, track, and share your work in 1 place for teams and solo users.

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About — About on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Admin Resources — Admin Resources on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Admin Settings — Admin Settings on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Ai Sitemap — Ai Sitemap on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Apply — Apply on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Blog — Blog on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Calculators — Descubre cuánto puedes comprar en bienes raíces en EE.UU. en minutos. Obtén una carta de precalificación sin impacto en tu crédito y sin necesidad de iniciar se
City Dallas — City Dallas on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
City El Paso — City El Paso on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
City Houston — City Houston on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
City Miami — City Miami on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
City Orlando — City Orlando on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
City San Antonio — City San Antonio on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
City Tampa — City Tampa on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Contact — Contact on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Disclosures — Disclosures on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Florida Mortgage Broker — Florida Mortgage Broker on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment — Investment on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment Bridge Loans — Investment Bridge Loans on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment DSCR — Investment DSCR on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment Fix Flip — Investment Fix Flip on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment Foreign National — Investment Foreign National on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment Multi Family — Investment Multi Family on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Investment Renovation — Investment Renovation on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Privacy — Privacy on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Process — Process on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Program Conventional — Program Conventional on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Program FHA — Program FHA on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Program First Time — Program First Time on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Program ITIN — Program ITIN on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Program Investor — Program Investor on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Program Jumbo — Program Jumbo on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Program Property Types — Program Property Types on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Program Self Employed — Program Self Employed on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Program USDA — Program USDA on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Program VA — Program VA on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Programs — Programs on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Realtors — Realtors on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Refinance — Refinance on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Resources — Resources on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Resources Portal — Resources Portal on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Resources Portal Landing — Resources Portal Landing on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Resources Portal Share — Resources Portal Share on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Terms — Terms on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Texas Mortgage Broker — Texas Mortgage Broker on The Trusty Lender. The Trusty Lender manages 3 data types including mortgage rates.
Tools — Tools on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools Advanced Calc — Tools Advanced Calc on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools Bank Statement — Tools Bank Statement on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools Buying Power — Tools Buying Power on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools K1 — Tools K1 on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools Payment — Tools Payment on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools Scenario Comparator — Tools Scenario Comparator on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools Schedule C — Tools Schedule C on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.
Tools W2 — Tools W2 on The Trusty Lender. Descubre cuánto puedes comprar en bienes raíces en EE.