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Investment Loans

Real Estate Investment Financing

DSCR, Fix & Flip, Foreign National, Bridge and more — available nationwide. Qualify based on property cash flow, not personal income.

Available in all 50 states

Most Popular

DSCR Loans

Qualify based on the rental income of the property — no W-2 or tax returns required.

  • No personal income verification
  • Single family, condos, 1–4 units
  • Short & long-term rentals
  • FICO from 620
  • Up to 80% LTV
See DSCR requirements

Fix & Flip

Short-term financing for purchase + renovation. Fast approval, high leverage.

  • Up to 90% of purchase price
  • 100% of rehab costs covered
  • Close in 7–14 days
  • Based on ARV
  • No income verification
See Fix & Flip timelines

Foreign National

Real estate investment loans for non-US citizens or non-residents. No US credit needed.

  • No SSN required
  • No US credit history needed
  • Passport + foreign bank statements
  • 30–40% down payment typical
  • Nationwide
See Foreign National requirements

Renovation Loans

Finance the purchase and renovation of a property in a single loan.

  • Up to 75–80% of ARV
  • Construction draws available
  • Interest reserve included
  • Residential & commercial
  • Fast closings
See renovation loan limits

Bridge Loans

Short-term capital to act fast — buy before you sell or fund a gap in financing.

  • 6–36 month terms
  • Cross-collateralization available
  • Fast funding
  • Residential & commercial
  • No prepayment penalty options
See bridge loan terms

Multi-Family

5+ unit apartment buildings, commercial mixed-use, and portfolio financing.

  • 5+ residential units
  • Mixed-use properties
  • DSCR-based qualification
  • Nationwide lending
  • Portfolio loans available
See multi-family financing

Why invest with us

  • Nationwide investment lending — all 50 states
  • No personal income verification (DSCR-based)
  • Fast closings — as little as 7 days for Fix & Flip
  • Foreign nationals and non-residents welcome
  • Single loans to full portfolio financing
The Trusty Lender

The Trusty Lender is a personal brand of Liuver Duran, Mortgage Loan Originator.

Liuver Duran – NMLS #2579601

Mortgage Loan Originator at Sociable Mortgage LLC – NMLS #2498240

Discover your real estate buying power in the US quickly, securely, and with no impact on your credit.

16420 Park Ten Pl
Houston, TX 77084

Sociable Mortgage LLC is a licensed mortgage broker and not a lender. We arrange loans with third-party lenders and do not make loan commitments or fund loans. Loan terms, rates, fees, and programs are subject to change without notice and may not be available in all states or for all loan amounts. All loans are subject to credit approval. This is not a commitment to lend.

Texas Consumer Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

For your security, never send your Social Security number, bank account numbers, passwords, or other sensitive financial information via email. If you need to share sensitive documents, we will provide you with a secure portal.

Equal Housing Opportunity

Copyright © 2026 The Trusty Lender. All Rights Reserved. Equal Housing Opportunity. Liuver Duran NMLS #2579601 | Sociable Mortgage LLC NMLS #2498240. Licensed in TX, FL (MBR6524), OK (MB016008), CA (60DBO-186180).

For information, access www.nmlsconsumeraccess.org

Complaints: www.sml.texas.gov