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Buying Power Calculator

Discover how much home you can afford based on your income, debts, and loan program.

Loan Program

Using estimated rate

Income & Debts

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⚠ Conventional requires minimum 3% down payment.

Loan Parameters

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Enter your monthly income to see results.
Help & Guidance

Frequently Asked Questions

Everything you need to know about this income type and how lenders evaluate it.

Warning Signs

Red Flags & Common Problems

These situations can complicate or prevent mortgage qualification. Know them in advance to avoid surprises.

⚠ All results are estimates only and do not constitute a loan commitment.

The Trusty Lender

The Trusty Lender is a personal brand of Liuver Duran, Mortgage Loan Originator.

Liuver Duran – NMLS #2579601

Mortgage Loan Originator at Sociable Mortgage LLC – NMLS #2498240

Discover your real estate buying power in the US quickly, securely, and with no impact on your credit.

16420 Park Ten Pl
Houston, TX 77084

Sociable Mortgage LLC is a licensed mortgage broker and not a lender. We arrange loans with third-party lenders and do not make loan commitments or fund loans. Loan terms, rates, fees, and programs are subject to change without notice and may not be available in all states or for all loan amounts. All loans are subject to credit approval. This is not a commitment to lend.

Texas Consumer Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

For your security, never send your Social Security number, bank account numbers, passwords, or other sensitive financial information via email. If you need to share sensitive documents, we will provide you with a secure portal.

Equal Housing Opportunity

Copyright © 2026 The Trusty Lender. All Rights Reserved. Equal Housing Opportunity. Liuver Duran NMLS #2579601 | Sociable Mortgage LLC NMLS #2498240. Licensed in TX, FL (MBR6524), OK (MB016008), CA (60DBO-186180).

For information, access www.nmlsconsumeraccess.org

Complaints: www.sml.texas.gov