Meet your loan originator
Originator
Liuver Duran
Mortgage Loan Originator
NMLS #2579601
Company
Sociable Mortgage LLC
NMLS #2498240
Mortgage broker
Languages
English & Spanish
Full process in Spanish
Buying your first home in Katy
Katy is a top choice for first-time home buyers in Greater Houston. With acclaimed Katy ISD schools, master-planned communities like Cane Island and Cross Creek Ranch, and easy access via I-10 and the Grand Parkway (99), Katy offers a strong mix of new construction and established homes at competitive prices.
As a first-time buyer in Katy, you may qualify for down payment assistance programs available across Harris and Fort Bend Counties — including Texas Hero, SETH 5 Star, and other statewide grants. These can cover your down payment and sometimes part of your closing costs, making homeownership more accessible than most first-time buyers expect.
Liuver works with first-time buyers throughout Katy — from Cinco Ranch and Firethorne to newer communities on the west side. He will walk you through every program you qualify for, explain the real monthly cost, and stay with you from pre-approval to keys in hand.
- FHA loans from 3.5% down — the first-time buyer standard
- Conventional from 3% down with no upfront mortgage insurance
- Down payment assistance grants up to 5% of the loan amount
- New construction financing with builder incentives
- No state income tax in Texas — more buying power
- Bilingual process — everything in English or Spanish
Available Programs
Frequently asked questions
What our clients say
"Our first home in Cross Creek Ranch. Liuver found us a grant that covered most of the down payment. We could not believe how little we needed at closing."
Sofia L.
Katy, TX
"Katy ISD was the big draw for our family. Liuver made the first-time buyer process simple and got us a great rate on a conventional loan."
Marcus J.
Katy, TX
Liuver Duran — NMLS #2579601. Mortgage Loan Originator at Sociable Mortgage LLC — NMLS #2498240. Sociable Mortgage LLC is a licensed mortgage broker, not a lender. Not a commitment to lend. Equal Housing Opportunity.
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