Bridge Loans
Short-term capital to act fast — buy before you sell, fund a gap in financing, or stabilize a property before long-term refinancing.
Available in all 50 states
Residential Bridge Loan
Buy your next home before selling your current one. No contingency needed.
- 6–18 month terms
- Up to 80% LTV on departing residence
- Interest-only payments during bridge period
- Fast approval and funding
- No prepayment penalty options
Investment Property Bridge
Short-term capital to acquire and stabilize an investment property.
- Up to 75–80% LTV
- Residential and commercial
- No income verification
- 6–36 month terms
- Refinance into DSCR on stabilization
Commercial Bridge Loan
Bridge financing for commercial properties, apartments, and mixed-use assets.
- 5+ unit multifamily
- Office, retail, industrial
- Up to 75% LTV
- DSCR-based or value-based
- Fast closings vs. bank financing
Hard Money Bridge
Asset-based bridge loan for distressed properties or unconventional scenarios.
- No income or credit score minimum (case by case)
- Distressed and REO properties accepted
- Up to 65–70% LTV
- 3–12 month terms
- Fast: close in days not weeks
Requirements
- FICO 600+ (some programs: no minimum)
- Clear exit strategy required
- Property equity or down payment 20–35%
- Residential and commercial eligible
- Nationwide lending