How long does mortgage pre-qualification take?

The pre-qualification process is very fast. Once you submit your basic information, you can get a response and your letter in minutes, 100% digitally.

Can I get a mortgage with an ITIN instead of an SSN?

Yes. We offer specialized ITIN mortgage programs. We evaluate your employment history and payment capacity to find the best option.

Can self-employed borrowers qualify for a mortgage?

Yes! Self-employed individuals can qualify through Bank Statement programs or using net income from tax returns over the last two years.

What credit score do I need to buy a house?

Generally a minimum of 620 for conventional programs. FHA loans may allow scores from 580. ITIN and Non-QM programs have different requirements.

What states do you serve?

We are licensed in Texas, Florida (MBR6524), Oklahoma (MB016008), and California (60DBO-186180). Investment property loans available in 30+ states.

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Start Your Pre-Qualification

Fill out the form below and Liuver will reach out within a few hours to guide you through your options. There's no cost and no obligation.

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By submitting this form, I consent to be contacted by Liuver Duran (NMLS #2579601) via phone, text, and/or email regarding mortgage products and services. Message and data rates may apply. Reply STOP to opt out at any time. This is not a commitment to lend. All loans subject to credit approval.

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Liuver Duran NMLS #2579601 · Licensed in TX & FL
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