Schedule C Income Calculator
For self-employed borrowers (1099/Sole Proprietor). Enter data from your last 2 consecutive tax returns.
Most Recent Year
Base Income
$
+ Add-backs (non-cash expenses)
$
$
$
$
− Deductions (reduce income)
-$
Prior Year
Base Income
$
+ Add-backs (non-cash expenses)
$
$
$
$
− Deductions (reduce income)
-$
Help & Guidance
Frequently Asked Questions
Everything you need to know about this income type and how lenders evaluate it.
Warning Signs
Red Flags & Common Problems
These situations can complicate or prevent mortgage qualification. Know them in advance to avoid surprises.
⚠ Estimates only. Not a loan commitment.
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